What is ‘Indus StartUp Banking’ by Indusind Bank?

At a time when India’s startup ecosystem is growing at breakneck speed, the need for strong financial backing, seamless operations, and access to expert guidance has never been greater. Recognising this, IndusInd Bank has stepped in with a comprehensive new programme aimed at helping startups not just survive—but thrive—from their very first day to the moment they scale globally.

On Monday, the private sector lender announced the launch of ‘Indus StartUp Banking’, a 360-degree initiative offering a full stack of banking solutions, credit facilities, and beyond-banking services tailored specifically for emerging businesses.

Indusind Bank Startup Funding 

The initiative goes beyond traditional banking. Startups signing up will get:

• Startup Current Accounts with a three-year waiver on non-maintenance charges.

• Access to 250+ APIs via a dedicated developer portal for easier tech integration.

• Payments and collections solutions to streamline transactions.

• Corporate salary accounts for employees.

• Beyond-banking services such as tax filing, legal advisory, HRMS, and ESOP management.

For founders constantly on the move, Indus StartUp Banking also offers access to premium PIONEER lounges in Delhi-NCR, Mumbai, Bengaluru, Chennai, Pune, Chandigarh, Jaipur, and Kolkata. These lounges will serve as meeting spaces for client and investor interactions.

The package comes with exclusive PIONEER personal banking benefits and access to expert-led sessions for founders—bringing valuable industry insights straight to those building the future.

Any startup less than 10 years old can apply for the programme through the bank’s website or by emailing startup.banking@indusind.com.

“Our offering is designed to simplify day-to-day operations, reduce financial friction, and provide startup founders a platform to scale confidently. As India’s startup ecosystem continues to drive innovation and economic transformation, IndusInd Bank is proud to play a key role in nurturing their journey," said Soumitra Sen, Head of Consumer Banking & Marketing at IndusInd Bank.

Why This Matters for India’s Startup Story

The timing of this launch couldn’t be more strategic. According to a recent report by executive search firm Longhouse, India’s startup base is set to double from 1.2 lakh in 2023 to 2.4 lakh by 2030. The number of unicorns—startups valued at over $1 billion—is expected to surge from 120 to 280 within the same period.

This expansion will not just redefine innovation but also job creation. The report predicts the ecosystem could generate up to 50 million jobs by 2030, including:

• 4–5 million direct white-collar roles

• 9–10 million gig economy opportunities

• 35–40 million indirect jobs across sectors

With such exponential growth on the horizon, access to structured financial services, operational support, and networking opportunities will be critical for founders. IndusInd Bank’s programme directly addresses these needs, giving entrepreneurs a strong launchpad to compete at both domestic and global levels.

India’s startup journey is no longer confined to a few metro cities—it’s a nationwide phenomenon. From tier-2 hubs to emerging innovation clusters, founders are coming from diverse backgrounds and industries. Yet, one challenge remains constant: navigating the financial complexities of scaling a business.

By combining banking products with value-added services like tax and legal support, HRMS tools, and investor-ready meeting spaces, IndusInd Bank is positioning itself as more than just a financial partner—it’s aiming to become an ecosystem enabler.

In the years to come, as India chases its goal of becoming a global startup powerhouse, initiatives like Indus StartUp Banking could play a defining role in shaping the stories of the next wave of unicorns and impact-led ventures.